About
At Puzzle Box Finance, we believe getting a home loan shouldn’t feel like solving a riddle—it should feel like putting the right pieces together, with someone in your corner the whole way through.
Founded over a decade ago in the heart of Penrith and the beautiful Blue Mountains region, we’ve grown up with the families and communities we’ve helped along the way. Our team has built a reputation for friendly, down-to-earth service that takes the stress out of finance and replaces it with confidence and clarity.
Today, Puzzle Box Finance is proud to continue that tradition—not just in Western Sydney, but also in Adelaide, South Australia, where we’ve expanded with new leadership and a renewed focus on personalised, expert service.
We’re here to guide you through every step of your property journey—whether you’re buying your first home, refinancing, or investing for the future.
Wherever you are in Australia, we’re here to make your home loan experience smoother, smarter, and more supportive.
Let’s piece together your property future.
Simon Welford
Director/Mortgage Broker
Meet Simon, our Director and Mortgage Broker with a passion for property and finance! With a background in real estate, Simon brings a warm, approachable style and deep industry expertise, ensuring every client gets honest advice, tailored loan solutions, and a relationship that lasts beyond settlement.
Simon is dedicated to understanding your unique financial goals and needs. Whether you’re a first home buyer, looking to refinance, upsize or invest, Simon ensures you receive personalised guidance.
Eager to deliver optimal results for his clients, Simon is your go-to partner for navigating the complexities of mortgages. He prioritises clear communication and provides a high level of service throughout the approval process and beyond, ensuring that you feel supported and informed every step of the way.

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